I was out getting my mail one day not long ago when I noticed several of my neighbors in the street talking. I stepped across the street to be neighborly and see what the neighborhood gossip might be.
“Hey, let me tell you about the new idea we’ve been talking about,” said Karl. He’s sort of the intellectual in our neighborhood. I’m not sure what he does, but he spends a lot of time at the library working on a book. “We’ve decided that we need a neighborhood swimming pool for our street. I figure we can have it ready to go by the time it’s warm enough in the spring.”
“Sounds great, Karl,” I said, “but wouldn’t that be pretty expensive?”
“None of us can afford it alone,” Karl said, “but if we put our resources together, it shouldn’t be so bad.”
The other folks all seemed to think it was a good idea, so I told him I might be interested if the price was right. They told me they’d let me know what they figured out, and I went back home.
A few days later, there was a knock at my door. It was Karl and a couple of his friends.
“I have great news,” Karl said. “We took a vote and decided to move ahead with the community swimming pool project. We’ll be letting you know how much you owe as soon as we have the figures all put together. Isn’t that great?”

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